If you’ve been finding it difficult to make ends meet, you’re not alone. One of the options you might have looked into is a mortgage loan modification. It may be just what you need in order to take control of your finances, get yourself back on track and ultimately -...
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Year: 2022
Rebuilding your credit after bankruptcy
You did your best to stay on top of your debts, but it just wasn’t feasible. You considered all of your options and decided that filing for bankruptcy was the best way to go. Bankruptcy is often portrayed as a negative, but it can offer people a chance to start again....
Will going underwater on your mortgage lead to foreclosure?
Real estate markets can be volatile and react to everything from natural disasters to local industry development. How much a property is worth at any given time is essentially a reflection of what other people would willingly pay for it. Sometimes, homeowners purchase...
Should you file a Chapter 7 or Chapter 13 bankruptcy?
Debt can happen suddenly and often seemingly out of nowhere. It may be the result of unexpected medical debt – or maybe there was a necessary vehicle repair. However you built up the debt, you have a responsibility to pay it off. But, for many people, there may be too...
Your image matters in family court
You and your spouse have separated, and the divorce proceedings are about to begin. If you are parents, the first and most important matter to settle is child custody. Whatever has happened between you and your spouse, your children should not suffer as a result. If...
How to create some stability for the kids after your divorce
Divorce is not something most couples plan for when they exchange vows on their wedding day. Unfortunately, it’s how many marriages end. While divorce can significantly impact adults, it can have a more profound impact on children. When you file for divorce, it can...
The financial impact of divorce on your children
Divorce is always difficult, but when children are involved, the stakes are even higher. Divorce can significantly impact your finances, both in the short and long term. In addition to legal fees, you may also need to find a new place to live and furnish it. You may...
Can you keep your house if you declare bankruptcy?
If you are struggling to make ends meet, you may consider bankruptcy as a way to get a fresh start. However, one of the questions you may be asking yourself is whether or not you can keep your house. The answer to this question depends on several factors, including...
When you can challenge evidence in criminal court?
Police officers and investigators put a lot of effort into property gathering, transferring, analyzing and storing evidence. The information and physical evidence they collect are crucial to the criminal court process. Prosecutors have to present evidence to the...
What is a foreclosure and how can you avoid it?
People who own a home understand the importance of making their payments - but changes in circumstances, such as a job loss or serious illness, can cause them to fall behind. When the mortgage isn’t paid, the mortgage company will take steps to get its money. One of...