Blog and Seminars

News outlets only cover bankruptcy occasionally even though a significant number of people file for bankruptcy relief every year around the United States due to financial difficulties. It is often only corporate bankruptcy that makes the news, so the average person...

People build up debt for many different reasons. Many people take on small amounts of debt to build up their credit scores. Some people will take on large loans and mortgages to own homes and vehicles. But, many people experience unforeseen kinds of debt, such as...

The statistics for 2022 were released earlier this year, and they show that bankruptcy filings continue to rise. It was a slight increase of just 2%, but that still represents around 10,000 cases. For the 12-month period from March 31st of 2021 to March 31 of 2022,...

Two of the top reasons often cited for bankruptcy are job loss and medical expenses. Part of the reason for this is that they can both be unexpected. Someone who suddenly gets fired or gets severely injured in an accident may find themselves facing overwhelming debt...

Chapter 13 bankruptcy allows individuals with regular income to reorganize their debts through a manageable repayment plan. An essential component of this process is calculating and understanding disposable income.  Here, you can learn more about disposable income and...